Health Care Plans
Major Medical and Supplemental Plans
Ca Lic. No. 0E73331
Ca Lic. #073331
Phone: (510) 749-0417
Fax: (510) 217-6199
Helping you make
affordable health choices
Assurant Health has been in business since 1892 and is the brand name for products underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. Together, these three underwriting companies provide health insurance coverage for almost one million people nationwide. Primary products include individual medical, small group, short term and student health insurance products, as well as non-insurance products and consumer-choice products such as Health Savings Accounts and Health Reimbursement Arrangements. With almost 3,000 employees, Assurant Health is headquartered in Milwaukee, Wis., and has operations offices in Minnesota, Idaho and Florida, as well as sales offices across the country. The Assurant Health Web site is http://www.assuranthealth.com/.
For more than six decades Anthem Blue Cross has been helping Californians maintain a healthy way of life, using their strength, resources and experience to make health care more accessible, particularly for individuals and families who purchase insurance directly. From the vast doctor network to alternative medicine coverage to personalized plans, toll-free help lines and member-focus services, Anthem Blue Cross is one of California's leading health plans.
Often paired with Blue Cross outside of California, Blue Shield of California offers highly competitively priced plans with a variety of choices. Blue Shield of California, an independent member of the Blue Shield Association, is a not-for-profit health plan dedicated to providing Californians with access to high-quality health care at a reasonable price.
PacifiCare offers a variety of low cost plans with wellness benefits, doctors and hospitals. By becoming a Member of PacifiCare you gain exclusive access to programs and services like PacifiCare Perks® that address your specific needs. These plans tend to be more comprehensive than other plans. Please call us to explore these plans.
PacifiCare by United Healthcare
Kaiser Permanente features all inclusive plans from their $25 co-payment plans to their new deductible plans. Kaiser Permanente is the classic HMO model. Health care reform has made enrollment in this carrier more complicated. Please give us a call to enroll and discuss the new and various plans from this carrier.
When you choose Aetna, you get more than medical insurance. You get dedicated support to help you lower costs and keep your business healthy.
Our medical insurance plans and services:
· Help you get more for your health care dollars
· Come in a wide-range of options that are easily tailored to meet your needs
· Help our clients understand and take charge of their health
Supplemental Health Care Plans
Please call for more information
To obtain a quick quote for a broad spectrum of our most popular plans, please click below. You may also explore individual plans by clicking on the individual plans. Remember, these are by no means all of the plans available. A combination of a supplemental plan and major medical can eliminate any out of pocket. Please call us for guidance and combination of supplemental plans. Remember — our commitment is to show you every plan available.
In addition to being the premier Medicare Supplement provider, United American offers a variety of specified benefit plans, supplemental and gap plans that can fill in any inadequacies of your current plan. United American offers critical illness plans, cancer plans and plans to defray your out of pocket costs.
Today, more and more people are looking for just the basics at a convenient and affordable price. These plans start as low as $40.00 per month and can be used as stand-alone plans or supplement a major medical plan to help defray the deductible.
You can learn more about these plans below:
· VBA 24 Hour Accident Coverage: use any doctor or hospital with a low deductible;
· Value Access Guarantee: Guaranteed issue indemnity benefits;
· Value Med: the best for the least with up to $1,000 per hospital day, $100 per test in or out of the doctor’s office and up to $750 in doctor’s office reimbursements with any health care practitioner.
All of these plans come with CallMD, 24 hour access to doctors for consultations, to fill prescriptions or to talk you down from the edge.
With life, critical illness and hospital indemnity plans, these plans are designed to fill the gaps left by most major medical plans.
Health Insurance Innovations are guaranteed issue plans — meaning you cannot be turned down — that can be used as standalone plans but may be used as supplements to your major medical plan. Priced competitively they can offer basic coverage for the uninsurable.
Health Essential: their top of line plan with doctors visits and hospital coverage;
Freedom Access: a guaranteed access plan that includes accident medical and accidental death and dismemberment;
Freedom Access Limited Benefit: guaranteed access but includes doctor visits, and;
Freedom Access Critical Illness Plan: a guaranteed issue plan with hospital and critical illness benefits.
Celtic is a leading national individual health insurance company providing high quality, low cost individual health insurance to individuals, families and the self-employed. With a national focus to cover more of the uninsured, we aim to provide our customers with innovative, consumer-oriented products and services that are easy to understand, access and use. Learn about Celtic’s mission to offer affordable health insurance plans to today's individual health insurance consumers.
Cigna’s worldwide mission is to provide well being, sense of security and improve the health of its subscribers.
One of the premier plans accepted by doctors everywhere.