Prescription, Short-Term, Travel
and Other Plans
Prescription Drug Plans
Many patients have a health care plan just for the prescription coverage.† While we do not condone this practice, we understand the necessity.† But we can help find just the right coverage you need with our separate plans.† The right prescription or short-term plan can bridge a gap in employment or a transition to a state or federally sponsored plan.† We also have assistance for those cannot afford their medication.
Sometimes you just a plan to bridge recent college graduation, an internship, a period of unemployment or the transition to Medicare.† While it is often not as robust, a short-term plan can be just the right choice!
Travel Health Insurance
Most major medical insurance plans will cover you the first thirty days outside of the country.† However, with out of network coverage, you are often limited to $650 maximum per day.† In a car accident, that is not nearly enough.† An international travel plan can provide for emergency air transport and additional costs once you return to the States.† Donít be caught unawaresl!
††††††††††††††††††††††††††††††††††††††††††††††††† (510) 749-0417
††††††††††††††††††††††††† Ca Lic. No. 0E73331
Helping you make
Ca Lic.† #073331
Phone: (510) 749-0417
Fax: (510) 217-6199
Prescriptions are often the most important component to any health care plan.† But, sometimes people feel that prescriptions are all that they need.† While there are very few true prescriptions plans that offer co-pays and the like, here are some options to explore:
HPA Rx Plan:† A hassle-free prescription drug card program with no health questions to answer and no pre-existing limitations.
Bridges to Access:† GlaxoSmithKlineís patient assistance program for non-oncology medicines, provides GSK prescriptions to eligible low-income patients without prescription drug benefits.† Please call us for more information.
Partnership for Prescription Assistance:† This program brings together Americaís pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program thatís right for them. Many will get them free or nearly free.
Again, there are new plans coming in and out of the market as well as plans for those who cannot afford their medications.† If you cannot afford your medication, we can help.† Do not hesitate to call.
International Travel Plans
Short-term Health Plans
IHC Short Term Medical Insurance is an ideal, affordable type of medical insurance for those who are: unemployed, self-employed, in between jobs, recent college graduates, in need of an alternative to COBRA. You will see that this coverage provides many special and unique coverage features while maintaining a very competitive premium structure.† This plan is sponsored by Standard Security Life Insurance.† Standard Security Life Insurance Company of New York has a Bestís rating of A- (Excellent).† A.M. Best ratings range from A++ to D.† This plan is available for 6 months, 12 months or more and has a lifetime maximum of $2 million.
Also available is a Short Term Secure Lite program with $750,000 lifetime maximums with substantially reduced rates.
But, remember: pre-existing conditions generally cannot be covered by these plans.
Assurant also offers Short Term Medical Insurance with one big difference.† All Assurant plans are available with prescription drug coverage at no additional cost which can be a valuable resource.
In addition, Assurant offers Student Health Insurance for those older students who are no longer covered by their parents.† Donít attend a frat mixer without it!
Our premier international medical plan.
Today, more and more people are traveling outside of their home country, either for business, recreation or personal reasons. Frequently, domestic health insurance does not provide coverage for overseas medical emergencies, and international travelers are unable to obtain this type of protection after they are outside of their home country.
Furthermore, most traditional health insurance does not provide coverage for expenses for an emergency medical evacuation, medical reunion, return of mortal remains, trip interruption or loss of checked luggage.
International Medical Group óTravel Insurance